Wednesday, January 30, 2013
The thing is, it was actually nice in the days where I stuffed a year's worth of receipts in a rice cracker tin and waded through it once a year. Most things were paid with checks, so if I covered invoices, receipts and check stubs, I was almost done. Nowadays I write about five checks a year, but pay with credit card, electronic transfer, and PayPal, and cash once in a blue moon. And I collect paper receipts, emails, PDF downloads from websites' account history, and tiny, colorful Post It notes on which I scribble illegible dates, amounts and items/services purchased. And then there are currency conversions that doesn't show up on Visa until a few days later. (There is a fix to the last problem; I just haven't bothered to buy things from overseas NZ$.)
Briefly I set up a debit card so I could pay almost everything to do with MegWeaves with it, but the bank fee was too much for this business so I canceled that.
A lot of bother would go away if I used fewer methods of payment, or opened a proper business bank account with credit card, or at least went though the bits more frequently than once a year. But it hasn't happened; I wonder if I am secretly enjoying this annual masochistic conundrum.